Monday, August 17, 2015
One worst-case scenario that you can face in debt collection is the debtor filing for bankruptcy, as this could leave you with nothing while the other goes away debt-free. Then again, you would also not want to lose a valuable customer or client just because he or she missed one deadline. It’s important to determine the type of action to take for each case, and to always remember that both sides–you and the person who owes you–aim to be rid of any financial obligations. As a creditor, bear in mind that you can conduct asset investigations on persons or entities who owe you money to determine whether they have the means to pay, and if you need legal intervention to collect payment. Settling a debt in court doesn’t happen often, though, and could be avoided through negotiations. Here are some pointers on how to approach negotiations with a debtor.
Saturday, August 15, 2015
Certain factors cause the flame in a marriage to die out—individual differences, financial difficulties, etc. Yet infidelity remains the most heartbreaking of all. At the end of that long toil of doubt, fear, and helplessness, there exists only three possibilities: your worries are unfounded, your spouse admits cheating, or you discover it yourself. Here are three signs your marriage may be in trouble: Sudden Demand for Privacy If the things you used to share openly (such as phones and credit card bills) suddenly become private, or your spouse needs to go somewhere secluded just to take a call and hangs up immediately when you enter the room, something may be wrong. People usually don’t delete messages until their inbox is full but if your spouse erases them and other traces such as call logs, he/she may have something to hide.
Thursday, August 13, 2015
In order to prevent insurance fraud, it is advised to identify it and stop the crime in its tracks. Companies can deter fraud before it happens by making sure that information given on applications is authentic, dedicating a core team or a corporate investigations professional to identify fraudulent claims, and partnering with special anti-fraud groups such as the NICB or the Coalition Against Insurance Fraud, as well as law enforcement agencies. Still, how can insurance companies detect a fraudster? One method involves hiring a company like Phenix Investigations to render corporate investigative services. One specialty of such companies is surveillance, which can work perfectly with health or disability insurance claims where the client claims to be suffering from injuries that prevent them from working.
Wednesday, August 12, 2015
Portrayals in various books, movies, and TV shows have all contributed to the stereotypical image of a private investigator as someone who works in a dimly-lit, often smoky office, solving criminal cases using a series of methods: taking photographs, scouring areas for clues others might have overlooked, questioning witnesses, and such. In the minds of many, the typical investigator wears a dark-colored trench coat and a fedora, and smokes a pipe. Sound familiar? It’s fair to say that people often envision someone who conducts private investigations as reminiscent of the iconic character Sherlock Holmes. While certain investigative methods perpetuated by characters like Holmes do bear a resemblance with today’s real-life detectives, in truth, the two entities differ greatly. Here’s how.